“The mind is not a vessel to be filled but a fire to be ignited.”

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Change the technic, not the #goal

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Your hard work will pay you off. Stay focused! #quoteoftheday

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EBITDA ... what does it mean ??

 EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a financial term used to measure the profitability and financial performance of a company.

To understand EBITDA, let's break down each component:

1. Earnings: This refers to the money a company makes from its business operations. It includes revenue from selling products or services, minus the costs of producing those products or services.

2. Interest: When a company borrows money from a bank or other sources, they have to pay interest on that borrowed money. EBITDA excludes the interest expenses, so we can focus on the company's core operations without considering the cost of borrowing.

3. Taxes: Companies have to pay taxes on their profits to the government. EBITDA removes the tax expenses from the equation, allowing us to see the company's performance before taxes are taken into account.

4. Depreciation: Over time, some assets like buildings, machinery, or vehicles lose value. This decrease in value is called depreciation. EBITDA ignores the depreciation expenses, so we can focus on the company's profitability without considering the decrease in asset value.

5. Amortization: Similar to depreciation, amortization is the gradual decrease in value of intangible assets like patents or copyrights. EBITDA excludes the amortization expenses, so we can focus on the company's performance without considering the decrease in intangible asset value.

By excluding these factors, EBITDA provides a clearer picture of a company's operating performance and profitability. It helps investors and analysts compare the financial performance of different companies in the same industry, as it removes the effects of interest, taxes, depreciation, and amortization.

For example, let's say you and your friend both have lemonade stands. You want to compare how well your businesses are doing. To do this, you calculate your earnings by subtracting the cost of lemons, sugar, and cups from the money you made selling lemonade. However, your friend borrowed money from the bank to start their lemonade stand, and they have to pay interest on that loan. To make a fair comparison, you would calculate EBITDA by excluding the interest expenses from your friend's earnings. This way, you can focus on the profitability of your lemonade stands without considering the effects of borrowing money.

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Choosing which variable to place on the x-axis and y-axis in a graph is an important step in data visualization

Choosing which variable to place on the x-axis and y-axis in a graph is an important step in data visualization. Here are some guidelines to help you decide:

1. Independent vs Dependent Variables: The independent variable (or “explanatory variable”) should go on the x-axis and the dependent variable (or “response variable”) should go on the y-axis1. In other words, the variable that can be viewed as “explanatory” should go on the x-axis and the variable that is “being explained” should go on the y-axis1.

2. Experimental Control: If one variable was under experimental control, it should be placed on the x-axis2.

3. Prediction: If you would like to make predictions of one variable based on the other, put the one you’re predicting on the y-axis and what you’re basing it on on the x-axis2.

4. Random vs Fixed Variables: In some cases, if one variable is ‘fixed’ and the other is ‘random’, the random one tends to go on the y-axis of the plot2.

Here are a few examples:

• Hours Studied vs. Exam Score: If a professor collects data on the number of hours studied and exam score received, he should place ‘Number of hours studied’ on the x-axis and ‘Exam Score received’ on the y-axis. Since the exam score received is dependent on the number of hours studied, the number of hours studied belongs on the x-axis while the exam score belongs on the y-axis1.

• Food Consumption vs. Weight: If a biologist collects data on grams of food fed daily and weight after one month for mice in his lab, he should place ‘Grams of food fed daily’ on the x-axis and ‘Weight after one month’ on the y-axis. Since the weight of each mouse is dependent on the number of grams of food they’re fed daily, the number of grams of food belongs on the x-axis while the weight belongs on the y-axis1.

• Age vs. Height: If a botanist collects data on height (in inches) and age (in weeks) for a certain plant, she should place ‘Age (in weeks)’ on the x-axis and ‘Height (in inches)’ on the y-axis. Since the height of the plant is dependent on its age, age belongs on the x-axis while height belongs on the y-axis1.

Remember, regardless of what you do, always label axes clearly2. I hope this helps! If you have any more questions, feel free to ask.

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The #love from the #young #one...

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How to Start with Meditation :

Meditation is a simple practice that can help you relax, reduce stress, and improve your overall well-being. Here are some tips to get started:

1. Choose a time and place: Find a quiet place where you won’t be disturbed and choose a time when you can meditate without interruptions. Many people find it helpful to meditate first thing in the morning or just before bed 12.

2. Get comfortable: Sit in a comfortable position with your back straight and your feet flat on the floor. You can sit on a cushion or chair if that’s more comfortable for you 1.

3. Focus on your breath: Close your eyes and take a few deep breaths. Then, focus on your breath as it goes in and out of your body. If your mind starts to wander, gently bring it back to your breath 12.

4. Start small: Start with just a few minutes of meditation each day and gradually increase the time as you become more comfortable with the practice 1.

5. Use guided meditations: If you’re new to meditation, guided meditations can be helpful. There are many apps and websites that offer free guided meditations for beginners 34.

Remember that meditation is a practice, and it takes time to develop the skill of focusing your mind. Be patient with yourself and keep practicing.

Some suggested Videos for you to began : 

https://www.youtube.com/watch?v=Hzi3PDz1AWU

https://www.youtube.com/watch?v=DZbk6HhF7GE

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Sources of Income : How to write a Book and Publish it without Investment

 Writing and publishing a book can be a daunting task, but it doesn’t have to be expensive. Here are some tips to help you write and publish your book without breaking the bank:

1. Write your book: The first step is to write your book. You can use free writing software like Google Docs or LibreOffice Writer to get started.

2. Edit your book: Once you’ve written your book, it’s time to edit it. You can use free editing software like Grammarly or Hemingway Editor to help you with this.

3. Design your book cover: You can design your own book cover using free tools like Canva or Adobe Spark.

4. Publish your book: There are several free options for publishing your book, including Smashwords, Kindle Direct Publishing (KDP), and Pencil. These platforms allow you to publish your book for free and earn a commission on sales.

5. Promote your book: Once your book is published, it’s time to promote it. You can use social media platforms like Twitter and Facebook to promote your book for free.

Remember that writing and publishing a book takes time and effort, but it doesn’t have to be expensive. With these tips, you can write and publish your book without breaking the bank.

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Better Immunity naturally

A healthy mind lives in healthy body ...and there is famous Saying in hindi,पहला सुख निरोगी काया, दूसरा सुख जेब में हो माया . In order to earn also , you need a healthy body . But these days Healthy is not able to Cope up with various disease and deficiency . Lets Discuss today ... 

Some tips to strengthen your immunity naturally:

1. **Get enough sleep**: Inadequate or poor quality sleep is linked to a higher susceptibility to sickness. Adults should aim to get 7 or more hours of sleep each night, while teens need 8–10 hours and younger children and infants up to 14 hours ¹. If you’re having trouble sleeping, try limiting screen time for an hour before bed, as the blue light emitted from your phone, TV, and computer may disrupt your circadian rhythm ¹.

2. **Eat more whole plant foods**: Whole plant foods like fruits, vegetables, nuts, seeds, and legumes are rich in nutrients and antioxidants that may give you an upper hand against harmful pathogens. The antioxidants in these foods help decrease inflammation by combatting unstable compounds called free radicals, which can cause inflammation when they build up in your body in high levels ¹. Chronic inflammation is linked to numerous health conditions, including heart disease, Alzheimer’s, and certain cancers. Meanwhile, the fiber in plant foods feeds your gut microbiome, or the community of healthy bacteria in your gut. A robust gut microbiome can improve your immunity and help keep harmful pathogens from entering your body via your digestive tract ¹.

3. **Eat more healthy fats**: Healthy fats, like those found in olive oil and salmon, may boost your body’s immune response to pathogens by decreasing inflammation ¹.

4. **Exercise regularly**: Exercise can contribute to general good health and therefore to a healthy immune system. It may contribute even more directly by promoting good circulation, which allows the cells and substances of the immune system to move through the body freely and do their job efficiently ².

5. **Stay hydrated**: Drinking plenty of water helps cells operate efficiently and allows your body to process food and eliminate waste ³.

6. **Reduce stress**: Chronic stress suppresses the immune response of the body by releasing cortisol, which impairs the function of T-cells in the body ⁴. Stress also increases inflammation in the body, which can lead to a weakened immune system .

7. **Maintain a healthy weight**: Obesity has been linked to increased risk for influenza and other infections such as pneumonia . Maintaining a healthy weight can help boost immunity.

8. **Avoid smoking and limit alcohol consumption**: Smoking harms the immune system by suppressing antibodies and cells that fight infections . Similarly, excessive alcohol consumption can damage the immune system and increase susceptibility to infections .

Remember that no supplement, diet or lifestyle modification - aside from physical distancing - can protect you from developing  COVID-19 or any other Communicable Diseases . However, these tips may help strengthen your immunity naturally.

Source: Conversation with Bing, 10/14/2023

(1) 9 Tips to Strengthen Your Immunity Naturally - Healthline. https://www.healthline.com/nutrition/how-to-boost-immune-health.

(2) 8 Best Ways To Boost Your Immune System | U.S. News. https://health.usnews.com/wellness/food/articles/best-immunity-boosters.

(3) How to boost your immune system - Harvard Health. https://www.health.harvard.edu/staying-healthy/how-to-boost-your-immune-system.

(4) Six Tips to Enhance Immunity | DNPAO | CDC. https://www.cdc.gov/nccdphp/dnpao/features/enhance-immunity/index.html.

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#GGS

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The Trap of Middle class

The middle class trap is a term that describes the situation of countries or individuals who have achieved a certain level of income and development, but are unable to progress further and reach the high-income status. The middle class trap can have various causes and consequences, depending on the context and perspective.

For countries, the middle class trap is often associated with the concept of the middle income trap, which is an economic phenomenon where a country that has experienced rapid growth and industrialization gets stuck at the middle income level and fails to catch up with the advanced economies. According to the World Bank, a country is considered to be in the middle income range if its per capita gross national income (GNI) is between $1,006 and $12,235 at constant 2011 prices1

Some of the factors that can contribute to the middle income trap for countries are:

Loss of competitiveness in the export market due to rising wages and costs, but lack of innovation and quality improvement.

Difficulty in transitioning from a resource-driven growth model based on cheap labor and capital to a productivity-driven growth model based on innovation and technology.

Inadequate investment in infrastructure, education, health, and social protection that can support human capital development and domestic demand.

Institutional and political constraints that hinder structural reforms, governance, and social inclusion.

Some of the countries that are often cited as examples of being trapped in the middle income range are Brazil, South Africa, Malaysia, Thailand, and Turkey. These countries have faced challenges such as slowing growth, rising inequality, social unrest, environmental degradation, and political instability234

On the other hand, some of the countries that have successfully escaped the middle income trap and become high-income economies are Japan, South Korea, Taiwan, Hong Kong, and Singapore. These countries have managed to overcome the challenges by diversifying their exports, investing in human capital and infrastructure, fostering innovation and research, enhancing institutional quality and governance, and promoting social cohesion15

For individuals, the middle class trap is often related to the idea of pursuing the dream of being “middle class”, which implies having a certain standard of living, such as owning a house, a car, a college degree, etc. However, this dream can also mean being trapped in a struggle of working hard to maintain this lifestyle, but not being able to save enough for retirement or achieve financial freedom. The middle class trap can also mean settling for average or mediocre results instead of aiming higher and reaching one’s full potential.

Some of the factors that can contribute to the middle class trap for individuals are:

High cost of living and inflation that erode the purchasing power and savings of the middle class.

High debt burden due to mortgages, student loans, credit cards, etc. that limit the financial flexibility and security of the middle class.

Low wage growth and limited career opportunities that reduce the income prospects and mobility of the middle class.

Lack of financial literacy and planning that prevent the middle class from investing wisely and building wealth.

Lack of ambition and motivation that keep the middle class from pursuing their passions and goals.

Some of the ways that individuals can escape the middle class trap and achieve higher levels of success and happiness are:

Increasing their income by developing new skills, seeking new opportunities, creating multiple streams of income, etc.

Reducing their expenses by living below their means, avoiding unnecessary spending, budgeting wisely, etc.

Saving and investing their money by following sound financial principles, diversifying their portfolio, compounding their returns, etc.

Setting and achieving their goals by having a clear vision, taking action steps, measuring progress, etc.

Developing their mindset by adopting a positive attitude, overcoming fear and doubt, embracing challenges, etc.

The middle class trap is not inevitable for countries or individuals. It is possible to escape it by making strategic choices and taking deliberate actions that can lead to higher levels of growth and development. The key is to avoid complacency and mediocrity, and instead strive for excellence and innovation.

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The Importance of Sleep for Students

The Importance of Sleep for Students

Sleep is essential for everyone, but it is especially important for students. Sleep allows the brain to consolidate memories and learn new information. It also helps to regulate emotions and improve mood. When students don't get enough sleep, they can have difficulty paying attention in class, remembering information, and performing well on tests.

Sleep helps the brain to consolidate memories. This means that sleep helps to transfer new information from short-term memory to long-term memory. This is especially important for students, who are constantly learning new information. When students don't get enough sleep, they may have difficulty remembering what they learned in class or on their homework.

Sleep also helps the brain to learn new information. During sleep, the brain processes new information and makes new connections between different parts of the brain. This helps students to learn new concepts and skills more effectively. When students don't get enough sleep, they may have difficulty learning new material and may not perform as well on tests.

Sleep also helps to regulate emotions and improve mood. When students don't get enough sleep, they are more likely to experience irritability, anxiety, and depression. This can make it difficult for them to focus in class, participate in activities, and build relationships with their peers.

Sleep is essential for students' success. When students get enough sleep, they are better able to learn, remember information, and regulate their emotions. This leads to better academic performance, improved mood, and a more positive overall experience.

Tips for Students to Get Enough Sleep:

Establish a regular sleep schedule and stick to it as much as possible, even on weekends.

Create a relaxing bedtime routine. This could include taking a warm bath, reading a book, or listening to calming music.

Avoid caffeine and alcohol before bed.

Make sure your bedroom is dark, quiet, and cool.

Get regular exercise, but avoid exercising too close to bedtime.

If you are a student, make sure to get enough sleep each night. It is one of the best things you can do for your academic success and overall well-being.

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How to make a Powerpoint Presenation or Google Slide (PPT)

Guidance on creating a PowerPoint presentation (PPT) :

To create a PPT, you can follow these general steps:

Plan and Outline: Determine the purpose, main points, and structure of your presentation. Create an outline with key sections and subtopics.


Content Creation: Write the content for each slide, keeping it concise, clear, and visually appealing. Focus on key messages, use bullet points, and include relevant visuals (images, charts, graphs) to enhance understanding.


Slide Design: Choose an appropriate template or design for your presentation. Ensure consistency in font styles, colors, and layouts. Use readable fonts and maintain a balance between text and visuals.


Visual Enhancement: Add relevant images, charts, or graphs to support your content. Use animations and transitions sparingly to enhance engagement.


Practice and Rehearse: Review your presentation and practice delivering it. Ensure that the content flows well and the timing is appropriate.

Remember, creating an effective PowerPoint presentation involves careful planning, engaging content, and visually appealing design. The actual creation of the slides will need to be done using presentation software like Microsoft PowerPoint, Google Slides, or Keynote.

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